United Insurance Holdings Corp. (UIHC) & The Competition Financial Survey

United Insurance Holdings Corp. (NASDAQ: UIHC) is one of 92 publicly-traded companies in the “Property & Casualty Insurance” industry, but how does it contrast to its peers? We will compare United Insurance Holdings Corp. to similar businesses based on the strength of its valuation, analyst recommendations, institutional ownership, profitability, earnings, risk and dividends.

Analyst Recommendations

This is a summary of recent recommendations and price targets for United Insurance Holdings Corp. and its peers, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Insurance Holdings Corp. 0 1 2 1 3.00
United Insurance Holdings Corp. Competitors 718 2531 2241 70 2.30

United Insurance Holdings Corp. currently has a consensus price target of $15.25, suggesting a potential downside of 5.34%. As a group, “Property & Casualty Insurance” companies have a potential upside of 3.49%. Given United Insurance Holdings Corp.’s peers higher probable upside, analysts plainly believe United Insurance Holdings Corp. has less favorable growth aspects than its peers.

Valuation & Earnings

This table compares United Insurance Holdings Corp. and its peers revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
United Insurance Holdings Corp. $559.34 million $28.75 million 805.50
United Insurance Holdings Corp. Competitors $11.75 billion $2.00 billion 35.39

United Insurance Holdings Corp.’s peers have higher revenue and earnings than United Insurance Holdings Corp.. United Insurance Holdings Corp. is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Insider & Institutional Ownership

29.3% of United Insurance Holdings Corp. shares are owned by institutional investors. Comparatively, 61.9% of shares of all “Property & Casualty Insurance” companies are owned by institutional investors. 22.6% of United Insurance Holdings Corp. shares are owned by company insiders. Comparatively, 14.9% of shares of all “Property & Casualty Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Dividends

United Insurance Holdings Corp. pays an annual dividend of $0.24 per share and has a dividend yield of 1.5%. United Insurance Holdings Corp. pays out 1,200.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. As a group, “Property & Casualty Insurance” companies pay a dividend yield of 1.4% and pay out 26.6% of their earnings in the form of a dividend.

Risk and Volatility

United Insurance Holdings Corp. has a beta of 1.61, suggesting that its stock price is 61% more volatile than the S&P 500. Comparatively, United Insurance Holdings Corp.’s peers have a beta of 0.93, suggesting that their average stock price is 7% less volatile than the S&P 500.

Profitability

This table compares United Insurance Holdings Corp. and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
United Insurance Holdings Corp. 0.73% 4.99% 1.34%
United Insurance Holdings Corp. Competitors 10.15% 5.36% 2.73%

Summary

United Insurance Holdings Corp. peers beat United Insurance Holdings Corp. on 8 of the 15 factors compared.

About United Insurance Holdings Corp.

United Insurance Holdings Corp. is a property and casualty insurance holding company that sources, writes and services residential property and casualty insurance policies using a network of agents and a group of insurance subsidiaries. The Company’s insurance subsidiary is United Property & Casualty Insurance Company. Its other subsidiaries include United Insurance Management, L.C., the managing general agent that manages substantially all aspects of United Property & Casualty Insurance Company’s business; Skyway Claims Services, LLC, which provides services to its insurance affiliate; UPC Re, which provides a portion of the reinsurance protection purchased by its insurance affiliate. The Company’s principal product is homeowners’ insurance, which it offers in Connecticut, Florida, Georgia, Hawaii, Louisiana, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina and Texas.

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